Inadimplência no microcrédito produtivo orientado do Crediamigo no período da pandemia de COVID-19
In this way, it is essential to investigate the influence of the pandemic on the default of the oriented productive microcredit offered by the Crediamigo program at the Parnamirim service unit. With the specific objectives of mapping the profile of defaulting microentrepreneurs who contracted microc...
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| Formato: | bachelorThesis |
| Idioma: | pt_BR |
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Universidade Federal do Rio Grande do Norte
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| Endereço do item: | https://repositorio.ufrn.br/handle/123456789/54121 |
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| Resumo: | In this way, it is essential to investigate the influence of the pandemic on the default of the oriented productive microcredit offered by the Crediamigo program at the Parnamirim service unit. With the specific objectives of mapping the profile of defaulting microentrepreneurs who contracted microcredit during the pandemic at the Parnamirim unit, comparing Crediamigo products with the greatest losses during the pandemic and verifying the default of microentrepreneurs in the Crediamigo program before and during the pandemic in Parnamirim, it will be possible to better understand the impacts of the pandemic on the local economy and, thus, seek solutions to mitigate these negative effects. Research and analysis performed through the Power BI database. With the COVID-19 pandemic, many micro-entrepreneurs were negatively impacted, either by the drop in sales, the need to temporarily close their businesses or the difficulty in obtaining credit. The unit had a significant increase in risk and loss indicators. |
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