Análise da influência de fatores sociodemográficos na alfabetização financeira: estudo em um órgão público
This research aimed to relate sociodemographic factors to the financial literacy of the military at the Natal Air Force Base. For that, a questionnaire was applied, answered voluntarily and anonymously. The instrument was divided into two blocks, the first consisting of questions related to the r...
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| Formato: | Dissertação |
| Idioma: | pt_BR |
| Publicado em: |
Universidade Federal do Rio Grande do Norte
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| Endereço do item: | https://repositorio.ufrn.br/handle/123456789/52601 |
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| Resumo: | This research aimed to relate sociodemographic factors to the financial literacy of the military
at the Natal Air Force Base. For that, a questionnaire was applied, answered voluntarily and
anonymously. The instrument was divided into two blocks, the first consisting of questions
related to the respondents' sociodemographic profiles and the second, fragmented into three
parts, aimed to assess financial literacy through three factors: financial knowledge, financial
behavior and attitude financial. The data, collected by survey research, were investigated
quantitatively in a multivariate statistical analysis, with multiple regression and hypothesis
tests. As a result, the study revealed that the analyzed public has more knowledge in compound
interest followed by understanding inflation and understanding about risk diversification; the
institution has a well-structured financial education program; There is awareness of the
importance of controlling monthly expenses and establishing financial goals for the future. The
study concludes that there is a significant relationship between education and income, unlike
the other constructs. This contradiction with other investigations can be attributed to the
particularities of the institution. |
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