O law and economics como ferramenta de análise da revisão judicial dos contratos de crédito consignado

This works aims to discuss the judicial amendment of contract, specifically of payroll-deductible loan agreements, from the economic analysis of law perspective, a legal branch that intersects the application of economic methods to the interpretation and application of the law. Thus, intends to show...

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Autor principal: Franco, Hannah Bethlen Monteiro Warren da Fonseca
Outros Autores: Silveira Neto, Otacílio dos Santos
Formato: bachelorThesis
Idioma:pt_BR
Publicado em: Universidade Federal do Rio Grande do Norte
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Endereço do item:https://repositorio.ufrn.br/handle/123456789/51729
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Resumo:This works aims to discuss the judicial amendment of contract, specifically of payroll-deductible loan agreements, from the economic analysis of law perspective, a legal branch that intersects the application of economic methods to the interpretation and application of the law. Thus, intends to show off the impacts caused by judicial decisions throughout the society and financial system analyzing whether or not their influence contributes to the increase in interest rates, bank spread, access to credit as well impacts other variables linked to the bank loan operation. For this it will use the concept of externality proposed by Ronald Coase as side effects to third parties arising from an economic relationship. The theoretical contributions of the Coase Theorem are used as a critical tool for these types of contractual revision, proposing as solution for maximize the efficiency of judicial decisions alternative methods of dispute resolution besides the adoption of an economic perspective in the judicial and legislative fields.