Impactos financeiros da pandemia da covid-19: uma análise através da revisão de literatura

The Covid-19 pandemic brought with it several impacts and changes in all sectors of society, restructuring work, business, social and economic relationships. Among the worst crises ever faced, the Covid-19 pandemic ranks 4th in economic, financial and social impacts. Bearing in mind the need to stud...

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Autor principal: Cunha, Lucas Alves da Silva
Outros Autores: Steppan, Adriana Isabel Backes
Formato: bachelorThesis
Idioma:pt_BR
Publicado em: Universidade Federal do Rio Grande do Norte
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Endereço do item:https://repositorio.ufrn.br/handle/123456789/51028
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Resumo:The Covid-19 pandemic brought with it several impacts and changes in all sectors of society, restructuring work, business, social and economic relationships. Among the worst crises ever faced, the Covid-19 pandemic ranks 4th in economic, financial and social impacts. Bearing in mind the need to study changes in the financial sector in the post-pandemic scenario, the present work aims to analyze how the financial impacts of the Covid-19 pandemic during the period 2020-2022, based on the already published studies. The research methodology used was the literature review, with a documentary-type data collection technique, which made use of studies published in the years 2020, 2021 and 2022, in the Google Scholar database. With the research carried out, 157 articles were found with the keywords "financial impacts", "economic impacts" and "covid", used simultaneously in the search engine. Of these, 30 were selected to compose the sample of the present study, observing the main objectives and results of each work. The survey results reveal that the sectors most negatively affected in their finances were Commerce, Hospitality and Restaurant, Construction, Services and Transport. Despite the worrying scenarios faced by some companies, the sectors related to Agriculture, Manufacturing, Food and Beverages had a significant improvement in the capital structure and operational and financial optimizations, demonstrating that even in the midst of the crisis it is possible to reverse the scenario and use the learning to innovate and grow businesses. It was possible to identify economic-financial impacts such as growth in the percentage of indebtedness and default of Brazilian families; reduction in the income of micro and small companies; decrease in demand for flights and a billionaire loss for Brazilian airlines; financial statements of retail companies below expectations; expressive increase in the Allowance for Loan Losses and decrease in the banks' net income; and a sudden drop in the average annual rate of national GDP.