Financial Education Profile of Undergraduate and Graduate Students of Brazilian Higher Education Institutions

The objective of this research was to identify the levels of financial education perceived and practiced by undergraduate and graduate students of Higher Education Institutions in Brazil (HEI) from different areas of education and in different degrees of schooling knowledge. These levels of financia...

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Principais autores: Leal, Sara Costa, Vieira dos Santos, Dinah, Costa, Patrícia de Souza
Formato: Online
Idioma:por
Publicado em: Max Leandro de Araújo Brito
Endereço do item:https://periodicos.ufrn.br/casoseconsultoria/article/view/23191
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record_format ojs
institution Periódicos UFRN
collection Portal de Pediódicos Eletrônicos da UFRN
language por
format Online
author Leal, Sara Costa
Vieira dos Santos, Dinah
Costa, Patrícia de Souza
spellingShingle Leal, Sara Costa
Vieira dos Santos, Dinah
Costa, Patrícia de Souza
Financial Education Profile of Undergraduate and Graduate Students of Brazilian Higher Education Institutions
author_facet Leal, Sara Costa
Vieira dos Santos, Dinah
Costa, Patrícia de Souza
author_sort Leal, Sara Costa
title Financial Education Profile of Undergraduate and Graduate Students of Brazilian Higher Education Institutions
title_short Financial Education Profile of Undergraduate and Graduate Students of Brazilian Higher Education Institutions
title_full Financial Education Profile of Undergraduate and Graduate Students of Brazilian Higher Education Institutions
title_fullStr Financial Education Profile of Undergraduate and Graduate Students of Brazilian Higher Education Institutions
title_full_unstemmed Financial Education Profile of Undergraduate and Graduate Students of Brazilian Higher Education Institutions
title_sort financial education profile of undergraduate and graduate students of brazilian higher education institutions
description The objective of this research was to identify the levels of financial education perceived and practiced by undergraduate and graduate students of Higher Education Institutions in Brazil (HEI) from different areas of education and in different degrees of schooling knowledge. These levels of financial education they have were assessed through the application of an online questionnaire, to which 727 valid responses were received. The data were formed using descriptive statistics, hypothesis tests and multiple linear regression. The results of the investigation show that students from Brazilian HEIs have an above average financial education level, but underestimate the real about financial knowledge they have. In addition, students' areas of knowledge and socioeconomic characteristics differ in determining levels of real financial education and perception. This study contributes by demonstrating that it is relevant to assess the perception of students, as well as the real level of financial education. In addition, the study, in a pioneering way, shows that in practice, the results of this research reinforce the role of Higher Education Institutions as a source of financial education in society and warns them to strengthen their performance, mobilizing themselves to promote more access to financial education for students and the community.
publisher Max Leandro de Araújo Brito
publishDate 2020
url https://periodicos.ufrn.br/casoseconsultoria/article/view/23191
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spelling oai:periodicos.ufrn.br:article-231912020-12-10T23:04:38Z Financial Education Profile of Undergraduate and Graduate Students of Brazilian Higher Education Institutions Perfil de educación financiera de estudiantes de pregrado y posgrado de instituciones de educación superior brasileñas Perfil de Educação Financeira dos Discentes de Graduação e Pós-Graduação de Instituições de Ensino Superior Brasileiras Leal, Sara Costa Vieira dos Santos, Dinah Costa, Patrícia de Souza Educação Financeira; Percepção; Nível Real de Educação Financeira; Fatores Socioeconômicos e Demográficos. Financial Education; Perception; Real Level of Financial Education; Socioeconomic and Demographic Factors. Educación Financiera; Percepción; Nivel Real de Educación Financiera; Factores Socioeconómicos y Demográficos. The objective of this research was to identify the levels of financial education perceived and practiced by undergraduate and graduate students of Higher Education Institutions in Brazil (HEI) from different areas of education and in different degrees of schooling knowledge. These levels of financial education they have were assessed through the application of an online questionnaire, to which 727 valid responses were received. The data were formed using descriptive statistics, hypothesis tests and multiple linear regression. The results of the investigation show that students from Brazilian HEIs have an above average financial education level, but underestimate the real about financial knowledge they have. In addition, students' areas of knowledge and socioeconomic characteristics differ in determining levels of real financial education and perception. This study contributes by demonstrating that it is relevant to assess the perception of students, as well as the real level of financial education. In addition, the study, in a pioneering way, shows that in practice, the results of this research reinforce the role of Higher Education Institutions as a source of financial education in society and warns them to strengthen their performance, mobilizing themselves to promote more access to financial education for students and the community. El objetivo de esta investigación fue identificar los niveles de educación financiera percibidos y practicados por estudiantes de pregrado y posgrado de Instituciones de Educación Superior (IES) brasileñas de diferentes áreas de conocimiento y en diferentes niveles de educación. Estos niveles de educación financiera se evaluaron mediante un cuestionario en línea, al que se recibieron 727 respuestas válidas. Los datos se analizaron mediante estadística descriptiva, pruebas de hipótesis y regresión lineal múltiple. Los resultados de la investigación muestran que los estudiantes de las IES brasileñas tienen un nivel de educación financiera superior al promedio, pero subestiman su conocimiento real de las finanzas. Además, las áreas de conocimiento y las características socioeconómicas de los estudiantes resultaron ser relevantes para determinar los niveles de educación y percepción financiera reales. Este estudio contribuye al demostrar que es relevante para evaluar la percepción de los estudiantes, así como el nivel real de educación financiera. Además, el estudio, de forma pionera, muestra que en la práctica, los resultados de esta investigación refuerzan el papel de las IES como fuente de educación financiera en la sociedad y les advierte que fortalezcan su desempeño, movilizándose para promover un mayor acceso a la educación. apoyo financiero para los estudiantes y la comunidad. O objetivo desta pesquisa foi identificar os níveis de educação financeira percebido e praticado pelos estudantes de graduação e de pós-graduação das Instituições de Ensino Superior (IES) brasilerias de diferentes áreas de conhecimento e em diferentes graus de escolaridade. Esses níveis de educação financeira foram aferidos por meio da aplicação de um questionário online, para o qual foram recebidas 727 respostas válidas. Os dados foram analisados por meio de estatística descritiva, testes de hipóteses e regressão linear múltipla. Os resultados da investigação demonstram que os estudantes das IES brasileiras têm nível de educação financeira acima da média, porém subestimam o real conhecimento sobre finanças que possuem. Além disso, as áreas de conhecimento e as características socioeconômicas dos estudantes se mostraram relevantes na determinação dos níveis de educação financeira real e percepção. Este estudo contribui ao demonstrar que é relevante avaliar a percepção dos estudantes, bem como o nível real de educação financeira. Além disso, o estudo, de maneira pioneira, mostra que na prática, os resultados dessa pesquisa reforçam o papel das IES como fonte de educação financeira na sociedade e alerta para que estas fortaleçam a sua atuação, mobilizando-se para promover mais acesso a educação financeira para estudantes e para a comunidade. Max Leandro de Araújo Brito 2020-12-08 info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion application/pdf https://periodicos.ufrn.br/casoseconsultoria/article/view/23191 Revista de Casos e Consultoria; v. 11 n. 1 (2020); e11134 2237-7417 por https://periodicos.ufrn.br/casoseconsultoria/article/view/23191/13520 Copyright (c) 2020 Sara Costa Leal, Dinah Vieira dos Santos, Patrícia de Souza Costa

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